DSCR
Long-term financing for qualifying rental properties using property cash flow as a central underwriting factor.
Business-purpose real-estate financing
Start with the transaction. Then choose the loan.
Sea Islands Capital helps investors evaluate financing for purchases, refinances, cash-out, renovations, construction, portfolios, multifamily and mixed-use properties in currently eligible markets.
Rate & Term / Cash-Out
Business-purpose refinance strategies for eligible investment properties.
Fix & Flip / Rehab
Shorter-term acquisition and renovation financing for qualified investment projects.
Bridge / Acquisition
Short-term capital for eligible acquisitions and transitional investment properties.
Ground-Up Construction
Financing for qualified investor and spec construction projects.
Portfolio / Blanket
Financing structures for multiple investment properties or larger investor portfolios.
Multifamily
Programs for 5–8 unit and larger investment properties, subject to lender criteria.
Mixed-Use
Business-purpose financing for eligible properties combining residential and commercial use.
Alternative Documentation
Select P&L, bank-statement, 1099 or asset-utilization structures where the underlying transaction and lender program permit.
Investor intake
Tell us what you are trying to accomplish.
High-balance $500,000+ opportunities receive priority, but smaller transactions are still welcome and routed appropriately.
South Carolina purchase?
If you are buying in Seabrook Island, Kiawah Island, Johns Island or Charleston, let us know whether you also want real-estate representation.